What You Should Know about Crashes and Auto Repair in Lynnwood
After you have been involved in an auto accident, it can be difficult to know exactly what to do to get your car fixed. It is important to make certain that you get your property damage claim filed and handled appropriately and that you are not at the mercy of the insurance company. There can be body damage that is easily visible but keep in mind that there very well could be damage to your vehicle that is not visible unless looked at by an auto technician or someone who knows what they are looking at. While you pay for car insurance by the month or the year, you rarely use it and are likely not an expert in the field. Here’s what you need to know about auto repair in Lynnwood after a crash.
- If you are not at fault in the accident, you can choose what insurance company you work with – yours or that of the guilty party. You must go through the other insurance company if you only have liability insurance, however.
- You can select the body shop for your Ford, Buick or Acura repair. Insurers often make recommendations about where to get your vehicle work done but you do not have to choose one of them. You may be asked to get estimates from 3 shops for the repair costs.
- Whether you get your car fixed or not is really up to you. If you have heavy damage but the car is not totaled, you can take the money that the repair would cost and keep it. If you have a lien on your vehicle, you will probably be required to get repairs made.
- Should the vehicle be totaled, you can keep it or not. Note that the insurance company’s view of “totaled” can be different from yours. It is possible that the car is still drivable. You may also want to sell it for parts.